Total Debt Servicing Ratio
Regulatory
Health Check.
1
Gross Monthly Income
Main Applicant
$
$
$
$
Subtotal Gross: $8,583
2
Current Monthly Obligations
Main Applicant
$
$
$
$
Consolidated Summary
Combined Gross Income
$8,583
55% TDSR Limit
Regulatory Max
$4,721
Total Debt Obligations
$300
Current Health
3%
TDSR
Available for Mortgage
$4,421
This is the maximum monthly instalment allowed for new property loans.
* Calculations include a 70% haircut on variable income and unpledged deposits as per MAS regulations to ensure financial prudence.